Car Insurance 

How is car insurance premium calculated?

Posted on 16 Sep 2014 by Easypolicy

Car insurance Premium is the money paid to the insurance provider for reducing risks associated with possessing a car. We know it has benefits; but what are the costs? Here is a look at how car insurance Premium is calculated based on three factors.

a.Insured declared value or IDV is the value of the car as estimated by the insurance company when a motor insurance application is made for the first time. This value is the maximum amount up to whic [...] Continue Reading

Child Insurance 

Understanding the basics of child insurance

Posted on 13 Sep 2014 by Easypolicy

Child insurance has grown and evolved as a concept and is a sophisticated investment instrument these days. With the buzzword doing the rounds all over, what do you need to know in terms of understanding its basics and making full utilization of what it has to offer?

•Child plan is not just another piece of investment. This is a specially floated tool that is meant to give your child the freedom and the financial power that he or she may require [...] Continue Reading

Investment Insurance 

Important facts about investment plans

Posted on 12 Sep 2014 by Easypolicy

So, you have decided to put your hard-earned money to good use in the hope of getting handsome returns over a period of time. Before you begin, you need to know some very basic, yet important, facts about investment plans.

Risks vs Returns: This is fundamental to anyone who wants to enter the world of investment plans – you need to choose how far you are [...] Continue Reading

Term Insurance 

Points to know before buying a term plan

Posted on 11 Sep 2014 by Easypolicy

If you are seeking Risk protection at an affordable price, you may want to give Term insurance a good look. Paying a low Premium is an attractive offer for life cover. So, what do you need to know before buying a Term plan?

1.Amount of Insurance cover

It is worthwhile buying a cover which will fulfil the insurer’s family needs when he is no more. Term plan should provide for not just the family’s running expenditure but also provide fo [...] Continue Reading

Health Insurance 

How is TPA changing the face of health insurance?

Posted on 10 Sep 2014 by Easypolicy

Third Party Administrator (TPA) is a connecting link between Health Insurance companies, healthcare service providers and policyholders. TPAs play a big role in Health Insurance sector. They provide cashless services at the hospitals to policyholders, and later get the amount reimbursed by the party concerned.

What is best about TPAs is their ability to help the needy health policyholders at all stages like selection of specialists, hospitals, cashless accessibility, and cost control [...] Continue Reading

Pension Insurance 

how would you like to spend your retired life?

Posted on 16 Jun 2014 by Easypolicy

To some people retirement is the most awaited time of their life, while others want to run away from it. So whether we hate it or love it, there will be a time when will retire from active life. Like everything else in this world there are both good things and bad things about retirement. Retirement planning is all about being prepared to make the most of good things that retired life gives to us and be able to deal with what you dislike about retirement. I would say the key to a happy and enjoy [...] Continue Reading

Travel Insurance 

how important is third party insurance in travel insurance?

Posted on 12 Jun 2014 by Easypolicy

Ask people about how they feel when they have to travel. You would get mix reactions from them. Some would say they enjoy travelling, and some would say they do not. But majority of people find travelling more hectic and stressful. Most of us would agree that travelling is stressful, but it can be made hassle-free and simple if you have done proper planning for it.

How can your travelling be made smooth? It can be made smooth and seamless if you plan in advance, take care of all your [...] Continue Reading

General Insurance 

how good it is to buy insurance online

Posted on 11 Jun 2014 by Easypolicy

About 16 percent of Indian population is using Internet today. The penetration continues to grow at a rapid pace and it is expected that in the current year India would have the second largest population base that uses internet. Because of a widening user base on internet, e-commerce has become a norm for all businesses. Even the insurance sector has not remained unscathed as companies sell insurance policies online. There are multi-fold benefits for customers who look to buy insurance online. Continue Reading

Life Insurance 

tips to compute your life insurance requirement

Posted on 27 May 2014 by Easypolicy

We are pretty much aware and conscious about the fact that buying life insurance Policy is not only a need but a must. But buying just any insurance plan does not serve the purpose. Here we offer life insurance tips that will help you buy life cover Policy that suffices your insurance needs.
 
To know which insurance Policy is best for you, it is important to first compute your insurance requirement. There are two ways to look at one’s life insurance requirement – amount of life i [...] Continue Reading