This is a very old saying, but holds so true in today’s times. In fact, not only is good health important enough for you to earn money, it is also a primary reason for ruining people’s lives if proper planning isn’t done to maintain a healthy lifestyle!
Yet, in our fast-paced lifestyles, the last thing we worry about is the health! Whether it is ours or our family members’, we tend to overlook it, ignore it, push it under the carpet or simply don’t believe that something bad can happen to us. Until it happens, that is!
We say, Health Management should always be taken on priority, because:
Sickness Has No Time, Age or Season
Whether we are young or old, sickness, of any kind, can strike us at any moment without warning. Are we prepared for it? Only a miniscule part of the population plans that diligently that they are ready for any unforeseen risks and tragedies. The rest of us are caught off guard most of the times only to end up paying for our short-sightedness.
Timely Action is Lacking
Majority of Indian population believes in going to the doctor as a last resort. Most of us initially start by treating any sickness with home-made remedies learnt over the years from our mothers and grandmothers. Only when there is no relief, we tend to go to the doctor who prescribes a rally of tests and only after the reports are through, the actual treatment starts.
No Faith In Medicine Fraternity
A lot of us have become sceptical whether these laboratory tests suggested by the doctors are necessary or are these just a way for the medical practitioners to make some money. The point is, nothing is sure except that sometimes without these tests, the actual ailment can’t be diagnosed and the right treatment cannot be given to the patient. However, what happens is that to avoid these additional costs, we altogether avoid going for treatment. The result is that sickness gets out of control and sometimes even after spending loads of money a life can’t be saved!
The government and health professionals have been trying to spread awareness that it is necessary to undergo a complete body check up once in a year after a certain age for everyone to detect any diseases taking birth inside the body. The sad part is hardly anyone does that! The primary reason is to avoid costs and a belief that everything is alright with us!
Costs of Medical Treatments
The medical treatments are no doubt very expensive these days and just by avoiding precautionary check-up no one can be sure of avoiding huge medical bills that can hit you anytime! The best way to handle it is to plan in advance. Make sure the yearly medical checkups are done on time and all possible medical contingencies are planned in advance.
There Are Ways to Manage Medical Expenses
For minor ailments, obviously no one runs to the doctor, but if there is a persistent continuation of symptoms or illness is prolonged, medical care has to be promptly given to the patient. In order to be prepared for such medical emergencies, it is important to plan for it by buying medical plan and insurance policies.
In order to start the process, it is necessary to analyze the family history of diseases and then make your strategy. For those who are genetically prone towards heart ailments, diabetes and cancer, should buy a medical plan or insurance early in their life so that in case they also suffer from the same diseases, they won’t be short of funds in getting the right treatment. The good news is that with the advancement of technology, most of the diseases are curable, only if they are detected in time and the treatment begins at the earliest! Even something like cancer can be treated completely if it’s diagnosed early, even though the cost of treatment is on the higher side.
No cost is enough for a human life though, isn’t it?
It is important to sit with your financial adviser and apart from making investments to let your wealth grow, make sure that you invest enough amount of money in making sure that your best investment is in your health and health related matters! There are a lot of companies in the insurance sector who can offer you various plans and policies that suit individual needs based on your lifestyle and requirements.
Make your health your priority and everything will fall in place!