covers your car against risks like theft, accident, explosion etc.
A comprehensive car insurance Policy secures our car against unpredicted damage caused by accidents and natural calamities including acts of terrorism. With a single motor insurance policy you can avail the benefits for unprecedented damage, Accident and liability cover. Car insurance is beneficial in many ways as it not just provides compensation for fatal accidents but also meets legal and restoration expenditure during the period of accidental emergency.
Before calling up the insurance company to inquire if you can make a claim, decide if the damage is worth it. If the costs are affordable then don't Risk claiming it. If you have a Claim free year it will add to your benefits in the future.
Get every detail of the accident to file a report and back it up with a witness to claim your motor insurance.
Insurance companies consider a lot of procedures and study of your claim before they provide you with the claim benefits. Delay from your side will further delay the entire process and may even lead to denial of the claim.
Keep a record of all the legal and financial proceedings and have the necessary documents handy to produce in front of the third party insurance companies.
Once the claim is approved, get the car repaired either in an Insurer recommended garage for a cashless restoration or in a registered motor service center of your choice and claim the Reimbursement later.