Compare Bajaj Allianz Car Insurance Plans

Bajaj-Allianz-Car-Insurance-Company

Buy Car Insurance Online with Bajaj Allianz

About Company

It could be a routine of commuting to your office or fulfilling your dream of taking long drives in your favorite car. Give the most prized possession the care and protection it rightly deserves with Bajaj Allianz car insurance.

The most important piece of document in your car is your car insurance paper that protects you against legal issues and financial losses. Bajaj Allianz Car Insurance Policy provides packages that protect against physical damage and third-party liability, thus bringing you security as well as peace of mind. Bajaj Allianz car insurance provides hassle-free claim settlement process that is dependable and fast.

Key Features and Advantages of Bajaj Allianz Car Insurance

Bajaj Allianz car insurance has now a new DriveSmart service that you can opt for. Get an advanced device installed in your car that records information about your car’s health, driving habits, average distance covered, average speed, and other integral features that allow you monitor your precious vehicle. This device also comes with a geo-fencing feature to extend further safety to you and your loved ones.

  • Bajaj Allianz gives you a heap of Add-on or Top-up covers that are included with DriveSmart
  • Easy steps to avail your Car Insurance and Car Insurance Renewal with Bajaj Allianz
  • Over 4000 network garages to repair your vehicle with immediate Cashless Claim Settlement
  • You can now receive up to 75% as payment on your account where this cashless facility is unavailable
  • You can now transfer up to 50% No Claim Bonus from your existing/previous car insurance provider when you buy a new Bajaj Allianz car insurance
  • Bajaj Allianz Car Insurance Customer Care is 24x7 and round the year (including holidays) for all car insurance support, claims, or other assistance
  • 24x7 call centers to provide Immediate Assistance for Claims Requests along with SMS updates on claim status
  • Towing Facility is available during vehicle breakdown or when involved in an accident.

What is Covered in Bajaj Allianz Car Insurance

  • Damage or loss to your insured car due to the following natural disasters: Explosion, fire, self-ignition, lightning, floods, earthquake, hurricane, typhoon, storm, inundation, tempest, cyclone, rockslide and landslide, hailstorm, and frost
  • Insurance against damage or loss because of man-made calamities: Theft, burglary, accident by external origin, strike, riot, malicious act, terrorism, damage during transit either by lift, inland waterway, rail, road, or air
  • Third Party Liability Protection against financial and legal contingencies arising due to damages caused by an accident to third-party property and permanent injury and death of a third-party person

Car Insurance Policy Plans under Bajaj Allianz Motor Insurance

Bajaj Allianz car insurance plans are simple to understand, easily available online and can be personalized to exactly meet the necessities of the policyholder. There are three comprehensive plans that are available, with the option of upgrading and top-ups:

Best Value Plan

This is the most basic plan that is offered by the company. The premium is the lowest of all the plans that are fully loaded and completely focused on providing the best to the policyholder.
Premium: Low

  • Coverage under Best Value Plan
  • Cover value is low under the Best Value plan
  • Low Own Damage Premium amount
  • Receive Basic Third-party Liability cover against property damage and injury or death to a person
  • 24X7 free RSA benefit also falls under this plan along with towing facility
  • Voluntary Deductible option to save on existing premium is available under the Best Value Plan
  • Add-ons in the Best Value Plan
  • Coverage for electrical and non-electrical components
  • CNG Kit coverage
  • Avail No Claim Bonus discount
  • Features not Covered under Best Value Plan
    Depreciation Shield and Engine Protector cover is not available under the Best Value Plan.

Standard Plan

Although the premium is higher than that of the Best Value Plan, the Standard Plan offers robust coverage during financial contingencies pertaining to the insured vehicle.
Premium: Regular and Fixed

  • Coverage under the Standard Plan
  • Cover value is regular and fixed under the Standard Plan
  • Own Damage Premium amount is regular, that is, the amount is higher than Best Value plan but lower than the Flexible Plan
  • Basic Third Party Liability is covered against loss or damage to third-party property and injury or death to a person
  • Free 24X7 RSA even on holidays with towing facility
  • Add-ons in the Standard Plan
  • Coverage can be extended for electrical and non-electrical parts whenever during the policy period
  • CNG Kit Coverage can be taken as an add-on with the already existing Standard Plan
  • Discount for No Claim Bonus
  • Features not Covered under Standard Plan
  • Voluntary Deductible cannot be included in Standard Plan
  • Depreciation Shield is not available in this plan
  • Engine Protector is not an option you can avail with Standard Car Insurance Plan

Flexible Car Insurance Plan

The Flexible Plan has the highest premium in comparison to the other two plans mentioned above. This is also the most preferred policies of the three especially when you buy an expensive model or if you are thinking of an upgrade.
Premium: Enhanced and is the highest of all three plans

  • Coverage under the Flexible Plan
  • Flexible Car Insurance Plan offers enhanced coverage for the insured vehicle in the event of loss or damage due to the listed calamities by Bajaj Allianz
  • Avail Highest Own Damage Premium under the Flexible Plan
  • Enhanced coverage under Basic Third Party Liability benefit that can save you from major financial crisis in the event of an accident
  • Flexible Plan offers a Depreciation Shield for your car
  • Enhanced coverage also includes Engine Protector Cover
  • 24/7 free RSA with towing facility even on holidays
  • Add-ons in the Flexible Plan
  • Voluntary Deductible can be availed as a top-up under the Flexible Plan
  • Coverage can be additionally extended for electrical and non-electrical parts if need be
  • Extend CNG Kit Cover to this plan
  • Driver Cover for persons operating the vehicle other than the owner
  • NCB Discount can be availed as an added feature to the existing policy

General Exclusions in Bajaj Allianz Car Insurance

  • Regular wear and tear and overall aging of the car
  • Depreciation or any other consequential damage or loss
  • Electrical or Mechanical breakdown of the insured car
  • No compensation to the vehicle when driven without a valid license
  • Damages incurred to the vehicle driven under the influence of liquor, drugs, and other substances will not be covered
  • Damages or loss incurred due to either a war, mutiny, or nuclear threat
  • Consumables like tubes and tires are not covered if damaged due to regular wear and tear. However, there is a 50% cost replacement when these parts are damaged when the rest of the car has also suffered
  • Vehicles not used in accordance with the limitations set by the manufacturer or the insurance company

Bajaj Allianz Motor Insurance Renewal

Renew car insurance online in a quick and a simple process that is both cost effective and time-saving. Other ways to renew the policy is the traditional way of visiting the local office or through IRDAI-certified online vendors of this policy. Bajaj Allianz car insurance renewal premium calculator that is available online to know the exact amount of the premium to be paid to avail maximum benefits.

Looking for an insurance policy? Get Instant Quotes from 44+ insurers Click Here
Enter your car registration no.
{{regnoerrortext}} Dont remember registration no. ?
Claim Last Taken
{{size.text}} Select correct option
Which car do you drive?
{{item.CarMakeModelVarientFuleTypeCombination}} Select a Value from list
Where is your car registered
{{item.RTOCode}} Select a Value from list
When was your car registered?
{{size.text}} Select a Value from list
{{carpopncbtag}}
{{size.text}} Select a Value from list
Does it run on CNG or LPG ?
{{size.text}} Select a Value from list
How much did you spend on it?
Enter kit value between 5000 to 50000