Owning a car is a luxury in India. And a luxury that everyone wants. A car gives you wings to travel around in style. Convenience stands at your doorstep.
Give the most prized possession the care and protection it rightly deserves with Future Generali car insurance.
A car comes with an entourage of responsibilities. But most important among them is the car insurance paper that protects you against legal issues and financial losses. Future Generali Car Insurance Policy provides packages to protect against physical damage and third party liability, thus bringing you security as well as peace of mind. Future Generali car insurance guarantees hassle- free claim settlement that is reliable and fast.
Future Generali Indian Insurance Company is a joint venture between Future Group of India and Generali group of Italy. It has emerged as a trusted choice in the Indian market, mainly because of its focus on customer relationship, simplification of the claims process and quality. It provides the most comprehensive car insurance policies tailor- made for individuals who want a simple and scalable plan for their car.
Future Generali car insurance policy ensures cover for ‘own damage’, that is, where the loss is in terms of your own vehicle. It covers the following causes for any damage incurred to your vehicles:
In all such cases, Future Generali Car insurance Policy will provide compensation for the loss or damage to the vehicle insured and/ or its accessories whilst thereon. The calculation will be based on the car’s Insured’s Declared Value( IDV) and depreciation related to its age.
A personal accident cover of Rs 1 lakh is available for individual owners/ drivers of the car in the event of death or a permanent total disability (Available only if the owner of the car holds a valid driving license).
You can also opt for a Personal Accident cover for passengers (named or un-named) up to a maximum amount of Rs 2 lakhs per person.
Meant to cover any legal liability that you may incur due to the death or bodily injury to a third party, or damage to the property of the third party while using your car.
An additional premium shall ensure cover against the legal liability of the following people:
Future Generali India Motor Insurance has launched Future Express and Future Xpress+ to further simplify the process. Future Xpress guarantees a more customized service, with a special focus on repair service and reduced costs. Future Express+, on the other hand, is designed for customers who want instant loss assessment and claim realization.
Apart from these two, the following pre- defined bundles are offered to customers:
The silver bundle is the least expensive and most basic bundle offered by Future Generali.
Formulated to protect you against depreciating value of vehicular parts and ensure that you get the full amount claimed
You can get access to IDV( Invoice value+ registration+ road tax of the vehicle) under this cover
You will be reimbursed the cost earned in obtaining consumables for the vehicle, subject to a maximum amount of Rs 3000.
A step ahead from the silver bundle, the Gold bundle is costlier than the former but with an extensive list of benefits to protect you in contingencies concerning the insured vehicle.
Add- Ons Covered Under Gold Bundle
Apart from the add- ons covered in the silver bundle, the Gold bundle offers the following additional ad-ons:
This add-on guarantees a personal accident coverage of Rs 50 lakhs to the registered owner.
Loss of Personal Belongings
Provides cover for the loss of private belongings like mobile phones, laptops, from your car, up to an amount of Rs 50,000.
Theft or Loss of keys
Future Generali reimburses you the cost to substitute your Car locks and keys or locksmith charges, in case your car keys are stolen or lost.
In comparison to the other two bundles mentioned above, a platinum bundle is the most expensive. However, it is the best you could give to your beloved car.
Add- Ons Covered Under Platinum Bundle
It covers all the add- ons of silver and golden bundle, and in additions, offers the following add-ons:
Not having your vehicle can be inconvenient. Here is a cover that entitles you to an allowance of Rs 3000 on a per day basis for 15 days for a vehicle undergoing repairs on account of an accident.
This add- on offers personal liability coverage of Rs 5 lakhs to registered owners.
Renewal of your car insurance policy is a quick and cost- effective process at Future Generali. It has an automated reminder service which ensures that the policy holders have ample time to renew their policy. It offers the service of a premium calculator to get a detailed information about the amount to be paid. One can even renew an existing car insurance policy from another company via the option available under the renew section of its comprehensive website.