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Thus, it is more than worth to take time off and understand clearly how insurance policies work and what the various companies are offering you. Under no circumstances should anyone follow an Insurance Agent or a financial advisor blindly. But the irony is that when an overall market research was conducted, it was found that a majority of the people has no clue about their health insurance policy as they get group benefits like insurance plans covering all workers’ health provided by companies in the corporate sector.
It is so because companies buy the insurance plan in a bulk with an aim to cover as many employees as possible, they are more interested in finding out the policy that is more beneficial for the company than the individual. Thus the companies grab the insurance policies without caring to explain anything to the individuals leaving the workers in the dark about their health insurance coverage. This is one reason why most of the people are dumbfounded when asked about their health insurance. If you happen to belong to this category of Insurer you can contact your HR or the insurance company’s helpline to find out the details of your health insurance.