pays for your hospital bills for diagnostics, surgery etc.
If you are looking for options in Health Insurance that would apply well for your entire family, taking care of the varying needs and circumstances of your family members, you have choices in Mediclaim policy. While you may have known of health Policy as a way to protect your interests in the event of future ailments, it is also a very important tool when it comes to ensuring quality healthcare for your family.
Here is a look at some of the ways in which you could leverage your investment in health Policy towards enhancing the health and wellbeing of your entire family:
Convenience: It is perhaps one of the first advantages of having a Mediclaim for the entire family. We all have so many bills to pay and so many dates to remember anyway, that we would do well to reduce the dates of renewal of health plans to just one common day. And with this, you would be able to secure the health and wellbeing of your spouse, children, and also your parents, at one go.
Add members with each: When you have health insurance that is tailored to the family, it becomes even easier to add new members as and when you may feel necessary. That would not be the case if you have considered having health plans for individuals, where you would have to go for fresh policies if you were to add in new members.
Suitability for young couples: For one, you could add your parents or in-laws with a nominal additional cost into the policy. Further, there are attractive elements such as maternity cover as well as Health Insurance for newborns, which makes it suitable for young couples and the newly-weds.
While you consider healthcare for your family, you may also want to consider the fact that the premiums are determined with due consideration towards the oldest members in the family that are included in the policy. Hence, they may seem a bit more expensive at the outset. However, you would need to evaluate the costs against the benefits associated with the plans. Further, you should also consider the sum assured, considering the fact that the sum Assured is not just for one member but for everyone who has been included under the Mediclaim policy.