pays for your hospital bills for diagnostics, surgery etc.
It is no longer an issue to get Health Insurance the way you would want it to be. Health insurance as an industry has evolved over the years to form a comprehensive range of products aimed at satisfying the needs of every customer. Whatever the stage of life that you are in, and whatever your family or personal circumstances are, there is bound to be health cover that would seem just the right match for you.
For instance, there is health insurance Policy available to suit the needs of the individual, just as there are options in Mediclaim that would fit the requirements of a couple. There are also group options in medical insurance policy where an entire group of relationships could be covered in one comprehensive umbrella of health insurance.
Over the past few years, the family floater has been an option in mediclaim that has been promoted heavily by health insurance companies – and not without reason. The logic that works in the case of family floater is that it would work out to be a cheaper alternative to buy health insurance for the entire family as one group, rather than investing individually in health cover. That, of course, is dependent on a number of factors, including the age of the people being Insured and the size of the family, among others.
When it comes to picking the right health cover, there is also the case of being self-employed. Gone are the days when it was a hurdle in the entrepreneurial path to get health insurance. The insurance industry is well aware of the trend where an increasing number of people are willing to take the path less travelled, and there are tailored forms of mediclaim policy that would accommodate a growing segment of the Indian society.
Health insurance for senior citizens: Age-based discrimination is shunned in the modern society, and medical health insurance industry recognises the need to be inclusive in terms of age – there is health cover for the senior citizen too, which means that it is no longer taboo to be thinking of mediclaim if you have been officially declared a senior!
Health insurance is more of a fundamental necessity than a luxury these days. While mediclaim was previously the forte of those employed in the corporate sector alone, the trend these days is to be inclusive, considering the changing social fabric. You could go in for Riders and for further inclusions of other members of your family even with your existing health insurance policy.
The key, as always, is to be aware of the options in medical health insurance. The dominance of technology and the prevalence of the internet mean that it is a breeze to compare health insurance. And it is only wise to invest some amount of time and effort to compare health insurance online using reliable platforms, do your research, and find out the type of health cover that best fits your bill