pays for your hospital bills for diagnostics, surgery etc.
Everyone is subjected to health risks at one point of time in their life. Health Insurance is helpful to cover the unexpected expenses such as medical and Hospitalization cost. It not only covers individual but also the whole family against the financial loss caused due to medical emergencies. Today, medical expenses are so high and spending a lump sum amount suddenly is not possible for everyone. If you take a health insurance you can pay an affordable Premium periodically based on the sum Assured and this would help to cover the heavy medical expenses.
Also, one should know what is covered and what is not in health insurance. By doing so, you can enjoy the medical insurance benefits to the fullest.
Besides covering the medical expenses there are other benefits covered by the Mediclaim policy:
Even though medical insurance covers the unforeseen medical emergencies, there are limitations to the policy:
It is imperative for every insurance holder to read the terms and conditions carefully to know the exclusions. Also, one should note the medical conditions not supported by the insurance company. It is the responsibility of the insurance holder to find what is covered and what is not in health insurance, so that they can avoid unnecessary insurance claims.