Bharti AXA General Insurance Company Limited is a combined undertaking between the most prominent conglomerate of the country, Bharti Enterprises and the French Financial Services giant, AXA. It is one of the established names in financial services sector. It specializes in financial protection and wealth management.
The company ignited its operations in August 2008. Within the first year of operations, it obtained dual certifications of ISO 9001:2008 and ISO 27001:2005. It became the first general insurance company to receive dual certification in the first year of its operations. The certifications were renewed for three more years in 2012.
Bharti AXA General Insurance offers an extensive range of health insurance packages suitable for varying needs of the masses. Till date, 1.3 million policies are sold by the insurance giant. The claim settlement ratio reported is around 98.27%
In this day and age, having a health insurance policy is utterly essential. The lifestyle of people today demands a lot out of them, psychologically and physiologically. Thus, it is wise to be equipped for any sort of health-related emergencies.
Health insurance policies extend comprehensive aid, whether it is a life-threatening disease or any common illness. In such strenuous times, having a kind of financial aid is always viable.
The policies designed under the health insurance arm of Bharti AXA General Insurance are elaborated and comprehensive which is adequate for the protection of your family’s health.
The key highlights of the plans are mentioned below:
The Bharti AXA life triple health insurance plans are described below
This package covers most of the expenditure incurred due to hospital admission. There are three sub-categories under Smart Health Insurance package. They are: -
SmartHealth BASIC This plan covers expenses of hospitalization up to 2 lakhs.
SmartHealth Optimum (1) Under this plan, expenses of hospitalization are covered up to 3 lakhs.
SmartHealth Optimum (2) Hospitalization expenses are covered up to 5 lakhs under this package.
Features and Benefits under Smart Health Insurance
Policy Period - 12 months
Sum Assured - 3 to 60 lakhs
As the name suggests, the plan is designed particularly for critical illnesses.
Features
The age bar for Smart Health Critical Insurance is 91 days to 55 years. For children, the age limit is 90 days to five years if one of the parents is insured.
Policy Period - 12 months
Sum Assured - 3 to 60 lakhs
This plan covers expenses arising from death and disability of the insured by accident.