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HDFC ERGO is a 51:49 joint venture between HDFC Ltd and ERGO, which is the primary insurance entity of the Munich Re Group of Germany. HDFC ERGO, the 3rd largest Private General Insurer with a 6.2% market share, offers products like Motor, Health, Travel, Home, Personal Accident and Cyber Insurance in the retail space and customized products like Property, Marine and Liability Insurance in the corporate space through its network of 203 branches spread across 170 cities and a wide distribution network
The health insurance plans by HDFCERGO are divided into two categories, indemnity and lump-sum benefit. The indemnity insurance pays according to the cost incurred and can be claimed multiple times while lump-sum pays the whole sum insured at once.
HDFCERGO My: Health Suraksha - a plan for individuals and families to cover all the necessary expenditures during medical procedures.
a policy in 2 variants, silver and platinum, to protect financial aspects during medical emergencies
Provides a daily cash benefit for admissible hospitalization of Insured person
customers can buy this policy to get extra financial coverage