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ICICI Bank Limited is one of the most well-known private sector financial institutions in India and also one of the largest banks in terms of assets and revenue. Fairfax Holdings Limited, a Canadian company, also deals with financial services and has a diversified business. These two companies together formed ICICI Lombard General Insurance Company Limited in the year 2001.
ICICI Lombard provides general insurance solutions in various areas like health insurance, travel insurance, business insurance and so on. The products and the services have made the company one of the best private insurance firms in India. By winning the ‘Golden Peacock Innovation Management Award’ 2 times in a row, it has shown that it is a pioneering company.
This insurance firm has great reviews for all its products like two-wheeler insurance and travel insurance. With its branches in over 250 cities spread all over India, the firm has ventured to become the best insurer in the whole country. The plans by ICICI Lombard are innovative and carefully designed to benefit the customers.
With excellent services, both online and offline, the company provides health plans for individuals and families. By getting your health insured with ICICI Lombard health insurance, you will be securing your future against an unexpected crisis.
The cost of living is daily on the rise with no respite in sight. During such times, you do not want to add any unexpected expenses due to illness and accidents to your list. That is why it is necessary medical insurance plans from an established and trustworthy company like ICICI Lombard.
Even a basic health insurance policy can protect you and your family from a monetary predicament. Making a careful and knowledgeable selection of a medical insurance plan can help you a lot.
Three types of health insurance plans are available for ICICI Lombard customers.
The indemnity plans pay according to the expenses suffered by the insured person. So, the sum claimed and reimbursed might be less than the sum insured.
The lump-sum plan pays the sum insured if death or disability occurs. This is a basic cover that everyone must have.
The top-up plan is advantageous in many ways. It can be bought in addition to another insurance policy. You can buy it if you want extra financial protection or if you can pay some amount of the expenses by yourself.
a plan that provides cover for all kinds of needs under a single umbrella in different variants.
a policy to take care of you and your family in case of extreme expenditure due to medical issues
a plan that offers financial protection against accidental death and disability