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HDFC ERGO is a 51:49 joint venture between HDFC Ltd and ERGO, which is the primary insurance entity of the Munich Re Group of Germany. HDFC ERGO, the 3rd largest Private General Insurer with a 6.2% market share, offers products like Car Insurance, Health Insurance, Travel, Home, Personal Accident and Cyber Insurance in the retail space and customized products like Property, Marine and Liability Insurance in the corporate space through its network of 203 branches spread across 170 cities and a wide distribution network
HDFC ERGO is driven by their value to cater to specialize and heed to every need of the modern day customer with superior HDFC ERGO customer care service through automated processes like HDFC ERGO renewal process.
The company has been in existence for a fair time since then, it has covered a lot of ground in gaining a large share of customer gratification through the fast and efficient claim settlement process. The company is one of the top five companies to have the highest claims paid ratio in the previous year 2016.
As per the company’s annual financials for the previous year (2015-2016), the company paid out 1244.2 claims last year, which gives it a claim settlement ratio of 51%. The company was able to deliver during the Chennai floods calamity.
HDFC ERGO Motor Insurance saves your vehicle from unsuspecting harm like theft or third party liabilities. It also adds an accidental cover to keep you safe. It is a cashless facility that is honored at 3400+ authorized car service stations.
HDFC ERGO Two Wheeler Insurance renewal is fast and easy to do in case of delays. HDFC ERGO has three types of Motor Insurance policies - Two Wheeler Insurance, Private Car Insurance, and Vehicle Insurance.
If you are someone who doesn’t like to take any risks, this is probably the best plan for you. They are one of the oldest plans, and you get the guaranteed sum and also a bonus at maturity.
This travel insurance plan has many features keeping in mind the modern customers. One can avail travel insurance online. One can get maximum coverage at competitive prices. Round the clock international travel assistance in case of emergencies.
HDFC ERGO’s Home Insurance policy insures structure of one's home along with valuables. The insurance lasts for up to 5 years and can be applied for online with no documentation and at a reasonable premium.
The company’s personal accident insurance secure individual and his/her family’s wellbeing. It includes Temporary and permanent disabilities, fractures, ambulance and burns costs. Anyone below 65 years of age can avail this policy.
A workspace is as valuable to an individual as much as his/her home. HDFC ERGO’s Professional and Management Liability is a unique feature under this type of insurance. It covers Directors and crucial members of an organization. The company’s policies also cover litigation, extortion attempts, employee disputes apart from other common types of commercial insurances.
|Directors & Officers Liability||
|Mutual fund Protection Policy||