Compare Royal Sundaram
General Insurance Plans

Car Insurance

• Over 3300 cashless garages in it’s national network.
• Free kit for the sole purpose of roadside assistance.
• Insurance cover for the complete Invoice amount instead of partial cover.
• 24X7 roadside assistance.
• Tow option available in case repairs are not possible.
• Round the clock helpline for claim related queries.
• Car Shield a specialized protection against damage caused from other vehicles.

Commercial Vehicle Insurance

• Third party cover for goods carrying commercial vehicles or commercial vehicles carrying up to 18 passengers.
• Comprehensive insurance cover for commercial vehicles carrying up to 7 passengers.
• Up to 15 years old vehicles covered.
• Cashless Claims Settlement.
• Up to 7.5 lakhs covered under comprehensive cover.
• Round the clock helpline for claim related queries.

Two Wheeler Insurance

• Instant issuance of new policies.
• Cashless claims service.
• Multifaceted and exhaustive garages for two wheelers.
• Up to three years of coverage in a single insurance.
• No claims bonus.
• Inflation protection available.
• Coverage for natural calamities as well as man made calamities.

Lifeline

• A complete indemnity insurance product.
• Comes in three variants: Classic (2 to 4 lakhs), Supreme (5 to 50 lakhs) and Elite (25 lakhs to 1.5 crores).
• Coverage for all day care procedures.
• Can be availed for self as well as a family floater plan.
• Cover for person insured, their spouse and up to four children between ages of 91 days to 25 years.
• Cover for Ayush treatment and animal bite treatment.
• In case of five years without claims, the no claims bonus results in the doubling of the insured sum.
• No cap on room rent.
• No restrictions for specific diseases.
• Option to reload the complete sum insured without any additional charges.

Smart Cash

• Daily cash benefits for scenarios such as accidents, emergencies, planned admissions, surgery etc.
• If two or more people covered under the same policy are hospitalized together, the feature of joint hospitalization is present.
• Discount 10% in premium for insuring multiple family members (three or more) in the same policy.
• Discount of 10% and 12.5% for opting for 2 and 3 years policies respectively.
• Three variants as per daily requirement: Silver (up to INR 3000), Gold (up to INR 5000) and platinum (up to INR 10,000).
• Cover for individual customer as well as option of family floater.

Travel Insurance

• Policy issuance in fewer than five minutes without documentation or tests.
• Cover for single trip as well as multiple trips.
• Customers between 90 days and 75 years of age covered.
• Cover for health, inconvenience during travel, home insurance and personal liability.
• Repatriation of remains is covered.

Gruh Suraksha Home Insurance Plan

• Cover for building as well as the contents in the household.
• Coverage above INR 1 Crores available.
• Multiple exhaustive scenarios such as fire, lightening, aircraft damage, bush fire, etc covered.

Individual Personal Accident Policy

• Cover for accidental death and permanent disability (partial as well as total).
• Premiums as low as INR 2 per day.
• Accidental hospitalization.
• Education grant.

Business Insurance Services

• Insurance Solutions for businesses and corporates.
• Covers available in two variants: Business Solutions and Employee Solutions.
• Employee solutions include group insurance and workmen compensations.
• Custom insurance options for businesses in different sectors (rural/social).
• For social sector, innovative insurance solutions for women in SHGs.
• Rural sector services cover farmers and small scale industries.