Travel Insurance Basics
Isn’t it unpleasant to think about situations like falling ill on a much-awaited trip, losing your baggage, or facing a terrorist attack? But when such things happen, it brings along more than emotional and financial implications. Travel insurance helps reduce the agony to an extent. Insuring your trip does not guarantee safety but acts as a safeguard against the unexpected losses due to mishaps and emergencies, medical and non-medical. Though travel insurance is generally optional, it gives a sense of security away from home.
Whether your travel is for leisure or business; frequent or occasional, buying travel insurance is as important as any other planning done for the trip, especially if travelling abroad. It covers you for flight delays or flight cancellations , baggage loss or delayed , medical emergencies , plane hijack and other such things that might upset your tour. Travel insurance simply takes the sting out of a trip gone wrong. Nowadays, certain countries have even made it mandatory for their visitors to have travel insurance.
Travel insurance plans are broadly based on the duration and/or frequency of travel and may cover different aspects. You can buy it for a single trip or for multiple trips during the year as per your requirement. All travel insurance plans have most of the emergency situations covered; however one must be aware of situations that are not included in the cover.