Two-wheeler Insurance Basics
How prepared are you to bear damages to your beloved Two-wheeler where damages could range from a broken taillight to total loss ?
Although it is mandatory to have only third-party liability cover , it does not cover you for damages to your own Two-wheeler. However, comprehensive Two-wheeler insurance can offset the incurred damage costs to a great extent.. In addition to comprehensive policies, there are add-on covers , availing which could have your Two-wheeler almost completely covered. They cover a variety of things like loss of keys, damage to electrical and non electrical parts, total damage and even return to invoice cover, the list goes on. One can buy these add on packages along with comprehensive vehicle insurance to avail a wider cover.
While it is good to have add-on covers along with the essentials, it pays to compare and analyze the packages offered. It is important to evaluate the cover we are opting for our Two-wheeler and look for specific features that we need along with the premium discounts and limitations. Knowing what your policy entails could guard you against sudden costs that you might not be prepared for otherwise.