Categorized | Travel Insurance

know your travel insurance benefits

No doubt, Travel Insurance has become the necessity of today’s world. Call it the business trip, a vacation or any other requirement for which you are looking ahead to travel; you need to have travel insurance. With steady increase in cases of thefts and terrorism and health crisis at all time high, you do not have any other option accept to buy travel insurance. Buying travel insurance will not only provide you mental peace but it will also save you from all kinds of travel hassles.

However, it is normally seen that many people end up buying travel insurance with basic plan. Or sometimes, they do have the right to raise travel insurance claims when problem arise but they do not raise any. The reason being, some people simply, are not aware of the benefits of travel insurance. If you have planned a trip and want to buy travel insurance plan then you may also want to know the benefits of travel insurance.

Here is the list of benefits of travel insurance but you can derive them as per your travel insurance plan and terms and conditions described in pertaining documents:

Medical and dental benefits
The first thought that crosses your mind while planning for the travel is regarding health issues of small kids or senior citizens who are going to accompany you on your trip. Not only kids or your elders, it may be you also who can be vulnerable to various health problems on the go and if anybody gets sick in a foreign land, arranging for good hospitals or medical service can be an expensive affair. If you have this option as benefit you can raise travel insurance claims for easy and convenient monetary settlement. 

Some basic medical support is already provided on basic travel insurance plan; however, if any particular Pre-existing medical condition is to be addressed, it should be mentioned while buying the travel insurance plan so that the travel insurance claims related to health are settled without any hassles.

Emergency evacuation
Nobody knows what future is beholding for us and there can be many incidents when you need to evacuate the place in emergency. With no clue about where to go and whom to contact, the situation can blur your sense of prudence. There you can approach your travel Insurance Agent 24/7 and he can arrange for your emergency evacuation with as much safety as possible.

Compensation benefits
Other than medical compensations, monetary support is provided in case of thefts, passport loss, baggage loss/delay, compensations in case of trip cancellation or interruption are provided, missed flight and re-booking flight charges, tour operator default, personal liability or third party liability, unexpected legal expenses and many other unexpected financial worries are sorted in very less time if you have bought travel insurance cover with all of these options.

General benefits
Besides financial assistance, travel insurance cover often includes service to provide weather information, legal referrals, interpreter referrals, transmitting emergency message so on and so forth.

Moreover, if you are buying online travel insurance, you can compare and get travel insurance at much lower rates and get travel insurance without any medical checkup if you are below a certain age. Furthermore, there are flexible and cheap travel insurance plans available in which you can customize your travel insurance cover as per your requirements and make your trip trouble-free and the memorable one.