Categorized | Travel Insurance

travel insurance for europe – a pre-requisite for your european visa

Once you leave your homeland and travel to an overseas destination you are exposed to a host of uncertainties like losing your baggage, delay in getting baggage, loss of passport, trip cancellation for some unavoidable reasons, or a medical emergency leading to hospitalization. It may not be possible for you to have resources to deal with these situations while you are abroad, hence in such situations international Travel Insurance would be your partner that would take care of your needs. 

Traveling to Europe

Globally, Europe is one of the most common destinations for travel and as you would be aware that if you wish to visit multiple countries in Europe, a special visa called ‘Schengen visa’ is granted. The Schengen visa saves travelers money and botheration as they can avoid seeking individual visas for each of the participating countries that is on their travel itinerary. In 1995, 25 European countries got together and signed the Schengen contract. According to this contract, a single visa will be granted for a visitor aspiring to travel to multiple countries coming under the Schengen contract. A visitor with Schengen visa will be able to seamlessly travel across these countries and doesn’t need to take border checks.  
 
Pre-Requisites for Grant of Schengen Visa

Unlike travel to other countries, where you get your visa first and travel insurance later, for Schengen Visa, insurance is a prerequisite. Schengen travel insurance has to cover your emergencies (cost of Repatriation and medical expenses) that may arise while you are traveling to any Schengen state. You should be covered for a minimum amount of €30,000 worth of Schengen insurance. Formalities to grant a Schengen visa include the possession of Schengen insurance documents. It is also required that the insurance company granting Schengen travel insurance should have a representative office in Europe and the travel insurance must be valid for the duration of stay in the Schengen states. Besides travel insurance, you would need to submit a filled-up Schengen visa application form, copy of your passport and documents supporting the purpose of your trip and the resource to finance the trip to get your Schengen visa.
 
Cost of getting Schengen Visa Insurance

Just like any other international travel insurance, the cost of Schengen visa insurance would depend on the duration of your stay and the extent and amount of cover that you are seeking. There are host of  situations that you may get covered for and that include the medical repatriation, hospital indemnity, return of mortal remains, emergency medical reunion, return of minor children, interruption of trip, loss of checked luggage/passport, local ambulance expense etc.

So if you are planning a trip to Europe contact your insurance advisor to help you get sufficient travel insurance Europe before you apply for a Schengen visa. You can also compare quotes for travel insurance available for Europe or Schengen countries at insurance comparison websites such as EasyPolicy.com and buy the most affordable Schengen travel insurance policy