buying Travel Insurance without health Coverage is a cheaper option,
it may prove to be an expensive one, if you get into an unfortunate
situation somewhere far away from your hometown. Consequently, in
such a situation, not only your vacation trip suffers a big setback
but you also end up burning a big hole in your pocket when your
travel insurance claims are just turned down. Yes, paying for
hospitalization and treatment charges in this case can eat away a
chunk of your savings in one shot. The implications can be much
larger in the case of a foreign trip.
us have a look at the consequences of availing travel insurance
without Health Insurance and subsequent medical check ups.
a times, you are so engrossed with packing your travel stuff that you
are not able to pay attention to your health care needs while leaving
the home. When you reach your destination, you realize that your body
is not responding well to the climate. This may result in different
problems. Issues related to blood pressure, digestion, respiratory
system, to name a few. You cannot help it since you did not get
medical check up done and did not care for health insurance attached
to travel plan. You have no choice but to pay for the entire
situation gets even worse when someone meets an Accident while on
travel. In the absence of health insurance policy, one has to bear
the entire expenditure, right from ambulance to medicines to
the same time, there are cases under which people do avail of health
insurance along with travel plan but they do not go for a medical
check-up. There can be different reasons behind this approach. They
might not be comfortable in revealing their state of health or any
particular disorders or are apprehensive that the insurance service
provider may charge more than the usual amount after coming to know
about their disorders.
who have a very optimistic bent of mind always feel that they will
have a great journey and that their health-related issues would not
come into play. Well, it is good to have this approach. But, it is
always good to factor-in the chances of mishaps when you buy travel
insurance. Therefore, the small difference of the amount which may be
charged on the basis of a medical examination can bring peace of mind
and a sense of security to you in a big manner.
travel insurance only after getting detailed medical examination done
almost two weeks before acquiring the travel policy. Moreover, if you
are still anxious of high Premium rates, you can search for online
travel insurance with medical check ups as one of the norms with
them. This can fetch you a good deal on your travel plan.