Please fill the form to compare quotes from various insurance companies
Insurance agencies vary in what they cover and what they don't (the exclusions), so do not despair if you see that you have a particular condition which is not covered by any insurance scheme, nor should you get tempted to hide such condition. Read the key Policy information provided by the insurance company thoroughly so that you can understand what exactly the insurance plan is going to offer you, if there are clauses that do not support any specific condition that you are possessing, use that information to shop around.
Every company would have a rival who would be eager to take away its customer, if you are lucky some other insurance company would take care of the issues that your first insurance company has refused to take care of. Under no circumstance is it advisable to give wrong information as that might lead to some terrible consequences of Claim rejection at a time when you or your dependents are counting on it. Some important factors to keep in mind before you buy life insurance:
There are certain facts based on which the Insurer decides whether to sell you insurance or not, and at what price, these facts which might not appear relevant to you at times are extremely important to the insurance provider, as it forms the foundation of a contract between you and the insurer. Hence any discrepancy from the truth might result into nullification of your insurance plan. So it is important that you understand all the clause of the insurance and answer all questions very honestly. To be on the safer side, disclose the smallest details even if you feel it is remotely connected to your insurance policy. Checking out in advance the type of question that might be asked by any insurance company will give you a mental preparation.
Even though it may vary insurance companies will require information about:
If you lie in any of the above factors which get proved later, you stand a complete chance of claim rejection.