Buy Term Insurance Today & Pay Lower Premium

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Longest Term

High Claim Settlement Ratio

Lowest Premium

Get Cover Upto 1 Crore @ Rs.15/d

Term Insurance Premium - Differences with Age

Age Premium Sum Assured
25 Yrs 3529 50 Lac
35 Yrs 5475 50 Lac
45 Yrs 18228 50 Lac

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Term Plan is the cheapest when you’re young!

Start early and avail the benefit of lower premiums throughout your policy tenure!

Your life is priceless for your family! Ensure their financial security by investing in a Term Plan today! What’s more, when taken at a young age, you pay significantly lower premiums, which do not increase with your age or family expansion!

The Perks of Buying a Term Plan When You’re Still Young

  • Financial stability for your loved ones: In the unfortunate event of your untimely demise during the policy period, your loved ones receive a lump sum amount that enables them to maintain their standard of living.
  • Premiums that are easy on the pocket: Pay extremely affordable premiums that remain unchanged throughout the policy term.
  • Protection against unforeseen situations: In lieu of a small amount of additional premium, you can cover yourself against the contingencies of disability & critical illness.
  • Longest policy term & high coverage: Term Plans come with policy terms of up to 25 years with Life insurance cover of up to a whopping 1 Crore!
  • Lucrative Benefits: While Return of Premium implies a refund of paid premiums on survival till the end of the policy term, Waiver of Premium ensures that your premiums are waived off, in case of a total or permanent disability.
  • Tax savings: Enjoy tax savings of up to Rs. 30,000 under various sections of the Income Tax Act.

But it is never too late to invest in a Term Plan!

While starting early is the best option, it is never too late to invest in a Term Plan! The coming of old age brings with it health risks and insecurity about the future! A Term Plan can give you financial confidence, so you can relax knowing that your loved ones are protected, even in your absence!

Term Plans – A Boon for the Elderly Too..

  • Protect your family: As you age, you start worrying about how your family, particularly your spouse will survive in your absence. A Term Plan works out to be the ideal solution!
  • Support for disability & critical illness: In case you encounter disability or a critical illness, your Term Plan will provide you support to battle such contingencies.
  • Legacy for your children: Leave behind a substantial amount of money that may be inherited by your children & grandchildren.
  • Payment of financial liabilities: Proceeds from your Term Plan may be utilized to pay off debts and liabilities when you are not around.
  • Return of Premium and Waiver of Premium: Benefits you can avail when you survive the policy term and even during the occurrence of untoward incidents.
  • Tax Benefits: Saving tax is definitely equivalent to saving money!


What is life insurance?

Life insurance is a contract between an insurance company and the insurance Policy owner where the insurance company pays a cash amount to the Beneficiary mentioned in the policy upon death of the Insured person. See more

What is term life insurance?

Term life insurance is a basic form of insurance that offers death benefit for a fixed duration (ranging from 5-30 years) in return of the specific premium. If the insured dies within this specified term, the insurance company pays the amount to the beneficiaries mentioned in the policy. See more

Why should I buy term life insurance?

Term insurance offers one of the most affordable ways to protect your family's finances, if something were to happen to you. It offers a Death Benefit and some plans even have permanent disability riders.See more

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