provides for emergencies that may arise during the trip.
Traveling Insured is traveling smart. This is something, which keeps you away from the unwanted troubles and saves for financial interests for unexpected happening occurred. Therefore, Travel Insurance in India has become a highly followed trend. But, you should pay complete attention on certain chances, when your travel Policy Claim may get rejected. You need to stick to the following steps to ensure that your insurance claim is not overruled by the insurance company:
The insurance company will reject your claim if any unwanted event such as accident, damage to your luggage, passport or missing of flight happen due to your excessive drinking. Hence, such situations should be avoided from your side.
While purchasing the plan, the insurance company clearly mentions to take care of your belongings. The insurance company is not liable to pay anything if the loss or damage to your belongings was caused due to lack of attention from your side.
In case your flight gets delayed for more than 12 hours due to unforeseen circumstances like bad weather, illness, death or natural disaster, you need to intimate your insurer to file the claim for same.
The insurance firm proceeds as per the terms and conditions and if your claim is not eligible as per this section, it automatically gets rejected. These days with the facility of purchasing online travel insurance, glancing at the rules and regulations has turned easier.
Insurance companies scrutinize all the claim applications deeply, so any fraud claim in order to get monetary benefit through inadequate ways will be immediately rejected. This can even led to your policy dismissal.
There is a health questionnaire that needs to be filled by you and/or fellow traveler. Inadequate or false information regarding your health will certainly give an excuse to the insurance company to reject your claim. Hence, make sure that you provide correct information pertaining to your current as well as Pre-existing ailments (if any).
One of the most common reason behind rejection of travel insurance cover is the submission of inadequate or incorrect information by the policy holder. This creates loophole in the claim of the policy holder and chances of company rejecting the claim go higher. Hence, it is suggested to never hide any important and precisely required information at the time of purchasing travel cover plan. This prevents chances of claim rejection.