provides for emergencies that may arise during the trip.
For making a trip enjoyable, you plan with detail. You enquire about where to go, what to see at the destination, what to pack and where to stay. Even if you opt for a holiday package, you feel the inherent need to know the specifics. All this planning is because vacations are meant to be enjoyed and you don’t want to spoil it for anything. With such detailed planning, there is hardly anything left to chance. Is Travel Insurance still needed?
Insurance is to take care of the unforeseen. No matter how well you plan, there are circumstances, unforeseen and unplanned. These circumstances may lead you to cancel your or cut short the trip, get you into medical problem and so many other things you never wish for. Travel insurance takes care of this unknown during the travel. So, travel insurance should ideally be included in the travel checklist just as other aspects of your travel are.
Your flight gets cancelled or delayed: This may happen due to natural environmental conditions, unfriendly conditions cropping up at the destination or some trouble with the airlines.
it often happens that the baggage reaches wrong destination. It may even get delayed or lost in the transit. You would want to be covered against such a situation.
you may be involved in an Accident or you may fall ill and need medical attention and guidance to reach the nearest medical facility. Travel insurance TPAs provide assistance in this.
if you lose your passport, you might need assistance to contact the right authorities and obtain the required documents.
You may need emergency cash to deal with such unfortunate events as losing your money.
you may be hurt or taken ill with no medical facilities near by. In such situations, you will need the facility of emergency evacuation.
There may come up situations like plane hijack, terrorist attack or a natural disaster that may lead to all your travel plans going haywire. Such situations can be financially and emotionally depleting. These covers are generally optional but available. So if you are planning an expensive trip, it is important to consider having good travel insurance.