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ICICI Lombard General Insurance is the leading private segment general insurance company in the country. It is a combined venture between ICICI Bank Ltd, India’s 2nd major bank and Fairfax Financial Holdings Ltd, a Canadian financial services company based in Toronto. The company is based numerous financial services including insurance, reinsurance, financial claims and investment management, etc.
The joint venture is divided in the ratio of 64:35 with ICICI Bank Ltd holding the majority share.
The company offers insurance products such as home insurance, weather insurance, health insurance, car insurance, international travel insurance, domestic travel insurance, student overseas travel insurance, two wheeler insurance, etc.
ICICI Lombard Travel insurance is an essential necessity in this day and age. It cannot be seen as a contingent anymore. It is never a wise move to travel without having any financial aid and safeguarding means. Particularly, for individuals who move around globally need to protect themselves from the numerous travel adversities. For masses who are a novice in traveling abroad, it should be a travel necessity to insure oneself with a comprehensive icici travel insurance package.
ICICI Lombard General Insurance’s travel insurance plans are designed effectively and compendiously to quench every traveler’s needs.
The categories of various plans which are offered by ICICI Lombard General Insurance are written below: -
In plans under Single Round Trip for any overseas destination, medical and non-medical expenses are covered for a single onward and return journey. There are two subdivisions in this option. It is Platinum Plan and Gold Plan.
Suitable for frequent travelers, the gold multi trip offers lucrative benefits to people who travel overseas often.
Excluded elements are same as Single Trip plan.
Individuals in the age bar of 3 to 70 years.
This plan is designed to safeguard senior citizens from travel hazards while traveling overseas.
Age bar fixed for this option is 71 years to 85 years.
This plan is designed for travelers moving only within the continent in neighbouring countries.
The features and benefits are the same as the ones covered within the first three options.
The policy excludes numerous factors leading to the contingent event of claiming benefit like pre-existing medical condition, mental illness, depression, etc.