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A pioneer in laying down systems for the orderly and smooth functioning of the business, The Oriental Insurance Company Limited was incorporated at Bombay as early as in 1947. In the past, the company used to be a completely owned auxiliary of Oriental Government Life Assurance Security Company Limited.
The company remained a subsidiary of Life Insurance Corporation of India from 1956 till 1973. It was in 2003 that all the shares pertaining to General Corporation of India were transferred to the Central Government.
With the goal of ‘service to clients’, the company provides motor insurance, personal accident insurance, health insurance as well as householder and shopkeeper policies. Janata Personal Accident Policy and Nagarik Suraksha Policy is also amongst its offerings.
Travel Insurance in India is an understated topic. The bliss of traveling can be realized fully only once the traveler is assured that he has an insurance to cover any untoward accident that might happen on the trip. Whether domestic or international plans, traveling requires a good travel insurance.
The different variants of travel insurance policy under The Oriental Insurance Company are the following:
A comprehensive plan to provide complete protection against any accidental, medical or third party liability expenses while the beneficiary is outside the Republic of India. The plan is customized to provide the best coverage for travelers.
The Business and Holiday Travel Cover Plan For Individuals covers Indian residents undertaking bonafide trips abroad for business and official reasons or for holidays.
Designed especially For people going abroad for further studies, the Study and Employment Cover Travel Insurance Plan of The Oriental Insurance Company Limited covers a minimum of 2 and a maximum of 12 months period under this plan. It is available for individuals between 5 to 60 years of age.
The sum insured under this plan is US$ 75000. The premium needs to be paid in US dollars irrespective of the country of visit.
A multi- travel insurance plan, Travel Insurance Plan for Corporate Frequent Flyer is designed for corporate customers who travel frequently worldwide. With a comprehensive cover, the plan eliminates the need for multiple insurances for separate travels. Extremely easy to enroll into and very high degree of flexibility is offered in this insurance plan.
Under Holiday and Business Travel Cover Plan For Individuals, the sum assured ranges between a minimum of Rs 50000 to a maximum of Rs 500000.
Under Study and Employment Cover Travel Insurance Plan, the sum insured is equal to US$ 75000.
Foreign expats working in India can avail the Business and Holiday Travel Cover Plan For Individuals from the day of their arrival in India to the last day of the number of days specifies in the policy, or on come back to India, whichever is first.
The period of the trip can be anywhere between two to twelve months under Study and Employment Cover Travel Insurance Plan
In case of frequent foreign traveler, travel policy under The Oriental Insurance Company Limited covers all the trips undertaken during the period of 12 months
The specified age for Study and Employment Cover Travel Insurance Plan is between 5 to 60 years.