Religare Travel Insurance Plans

Benefits of Religare Travel Insurance Plans

We always choose a particular insurance policy based on the benefits and advantages provided by the company. So in this case also, we should look at the benefits of the plans and compare and contrast them with other companies so that what we choose is the best. Let us have a look at the key benefits of travel insurance provided by Religare HIC Ltd.

• The policy provides medical coverage for both inpatient and outpatient treatment while travelling abroad
• The company policy even takes a pre-existing disease into consideration in case the condition of the patient is life threatening and requires the immediate attention of medical practitioners and hospitalisation
• The plan covers the daily allowance of the patient during the period of hospitalisation. These include the charges and expenses incurred in transportation, meals, communication and so on
• The company covers the expenses suffered due to emergency evacuation and transportation of the insured when the individual requires medical care in any network hospitals
• The policy also covers the amount of money that is suffered from arranging of transportation for an immediate family member of the insured in case he/she wishes to visit the policyholder at the present location
• The policy covers the expenses for the loss of baggage and luggage during check-in or was onboard. It also covers charges related to delay in receipt of the already checked-in luggage, which is more than 12 successive hours
• Covers the expenses required during replacement of a lost passport or getting a duplicate one or even while making a fresh passport
• The policy covers all the monetary loss incurred due to delay in the journey for specific and valid reasons, which also includes cancellation or interruption of a trip
• In addition to all the above benefits, the policy provides a personal accident cover to the insured. It also covers deaths that occur due to accidents while travelling
• The policy provides 24x7 support and assistance
• The plan also covers treatment in the home country
• The policyholder can easily upgrade themselves to business class seats while travelling

Exclusions of Religare Travel Insurance Policy

• Any sort of expenses suffered due to intoxication caused by drug or alcohol use
• Any kind of expenses incurred due to war and nuclear exposure
• Expenses resulting out of intentional self-injury such as attempted suicide or suicide
• Claims as a result of hazardous activities shall not be considered
• In case the policyholder performs any breach of law, the claims shall not be considered
• Any sort of STDs such as HIV/AIDS and similar complications are not covered under the plan

Explore Asia Insurance Plan

Sum Insured: INR 1600, 3000 and 6000

Features:

• Provides hospitalisation charges
• Provides patient care and treatment charges
• Pre-existing diseases are considered at 10% of sum insured
• Out-patient care: 20% of sum insured
• The daily allowance of $25 is provided for maximum five days
• Dental expenses: US $300
• Personal accident: US $15000
• Emergency evacuation: US $10,000
• Cancellation and interruption of trip: US $1000
• Delays in trip (12 hours): US $500
• Loss of passport: US $300

Explore Africa Insurance Plan

Sum Insured: US $25, $50 and $100

Features:

• Provides hospitalisation charges
• Provides patient care and treatment charges
• Pre-existing diseases are considered at 10% of sum insured
• Out-patient care: 20% of sum insured
• The daily allowance of $25 is provided for maximum five days
• Dental expenses: US $300
• Personal accident: US $15000
• Emergency evacuation: US $10,000
• Cancellation and interruption of trip: US $1000
• Delays in trip (12 hours): US $500
• Loss of passport: US $300

Sum Insured: €30 and €100

Explore Europe Insurance Plan

Features:

• Provides hospitalisation charges
• Provides patient care and treatment charges
• Pre-existing diseases are considered at 10% of sum insured
• Out-patient care: 20% of sum insured
• The daily allowance of $25 is provided for maximum five days
• Dental expenses: US $300
• Personal accident: US $10000
• Emergency evacuation: US $7500
• Cancellation and interruption of trip: US $750
• Delays in trip (12 hours): US $300
• Loss of passport: US $250

Explore Canada

Sum Insured: US $50 and $100

Features:

• Provides hospitalisation charges
• Provides patient care and treatment charges
• Pre-existing diseases are considered at 10% of sum insured
• Out-patient care: 20% of sum insured
• The daily allowance of $25 is provided for maximum five days
• Dental expenses: US $300
• Personal accident: US $15000
• Emergency evacuation: US $10,000
• Cancellation and interruption of trip: US $1000
• Delays in trip (12 hours): US $500
• Loss of passport: US $300

Explore Gold

This plan is meant for worldwide travel excluding US and Canada. Sum Insured: US $50, $100, $300 and $500

Features:

• Provides hospitalisation charges
• Provides patient care and treatment charges
• Pre-existing diseases are considered at 10% of sum insured
• Out-patient care: 20% of sum insured
• The daily allowance of $25 is provided for maximum five days
• Dental expenses: US $300
• Personal accident: US $15,000
• Emergency evacuation: US $10,000
• Cancellation and interruption of trip: US $1000
• Delays in trip (12 hours): US $500
• Loss of passport: US $300

Explore Platinum

Sum Insured: US $50, $100, $300 and $500

Features:

• Provides hospitalisation charges
• Provides patient care and treatment charges
• Pre-existing diseases are considered at 10% of sum insured
• Out-patient care: 20% of sum insured
• The daily allowance of $25 is provided for maximum five days
• Dental expenses: US $300
• Personal accident: US $15,000
• Emergency evacuation: US $10,000
• Cancellation and interruption of trip: US $1000
• Delays in trip(12 hours): US $500
• Loss of passport: US $300

Student Explore

Sum Insured: US $100

Features:

• Provides hospitalisation charges
• Provides patient care and treatment charges
• Pre-existing diseases are considered at 10% of sum insured
• Out-patient care: 20% of sum insured
• The daily allowance of $50 is provided for maximum seven days
• Dental expenses: up to US $750
• Personal accident: up to US $30,000
• Emergency evacuation: US $7,000 up to sum insured
• Study interruption: US $15,000
• Bail Bond: US $5000
• Trip delay: US $200
• Loss of passport/license: US $150 and $200